OnPay vs Relay
| Tagline | Payroll for small businesses | Online business banking |
|---|---|---|
| Category | Finance | Finance |
| Pricing | Paid | Freemium |
| Upvotes | 0 | 0 |
| Comments | 0 | 0 |
| Page views | 0 | 0 |
| Click-through to site | 0.0% | 0.0% |
| Readiness Score | 0/100 | 90/100 |
| Launched | Oct 5, 2026 | Oct 5, 2026 |
| Maker | — | — |
What is OnPay?
OnPay runs payroll, taxes and benefits for small businesses.
What is Relay?
Relay offers no-fee business checking with multiple accounts and cards for small businesses.
Not sold on either? See alternatives to OnPay or alternatives to Relay.
Verdict
Relay leads on 1 of the measurable metrics above (votes, engagement, click-through and readiness). Choose OnPay if you want payroll for small businesses; choose Relay if you want online business banking.
Is OnPay better than Relay?
On AskableHQ's community and engagement data, Relay currently performs better, but the right choice depends on your use case.
Which is cheaper, OnPay or Relay?
OnPay is Paid; Relay is Freemium. Check each website for current plans.